Lepta Wallet — Personal Finance for Every Coin
Budgets that fit real life. Goals you actually hit. Insights without the jargon.
Lepta Wallet is a free, privacy-first personal finance app — no ads, no behavioural
selling, no bank link required. From your first stipend to your first house, Lepta
grows with you.
Create a free account
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What you get, free forever
- Budgets that flex with real life
- Goal tracking with milestones and progress charts
- Bills and subscription reminders before money leaves
- Projects and shared finances with friends or family
- Plain-English insights and bite-sized lessons
- Calculators: paycheck, loans, splitter, savings challenges
- Privacy-first storage — your data, your device, your call
- Export your entire financial life in one click
Why pick Lepta over Mint, YNAB or Monarch
- Free forever on every core feature, with an optional Premium tier (price coming soon) for bank-linking and multi-account forecasting.
- Works without a bank link. Import CSV/OFX or add transactions manually. Bank-linking is opt-in.
- Privacy-first. No ads, no data resale, no third-party trackers. Self-host on your own VPS if you want.
- Adaptive profiles. Student, Professional and Freelancer dashboards — switch any time.
- Designed for every coin. Built for people whose money matters most, not just six-figure spreadsheets.
Frequently asked questions
- Do I need to link my bank?
- No. Lepta works fully without bank links. Import CSV/OFX statements or add transactions manually.
- Is Lepta Wallet really free?
- Yes — every core feature is free, forever. An optional Premium tier (price coming soon) will add bank-linking and multi-account forecasting.
- How private is my data?
- Privacy-first. No third-party trackers, no ads, no behavioural selling. Run locally, self-host, or use the hosted version.
- Does Lepta work on mobile?
- Yes. The web app is fully responsive and installable as a PWA — add to home screen on iOS or Android.
JavaScript is required to use the full app.
Email hello@lepta.app
if you need an accessible alternative.